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Chapter 7 and Chapter 13 bankruptcies offer distinct paths to financial relief.
Chapter 7, often referred to as "liquidation bankruptcy," involves the discharge of unsecured debts like credit card balances and medical bills. This process typically lasts a few months and doesn't require a repayment plan.
On the other hand, Chapter 13, known as a "reorganization bankruptcy," allows individuals to create a manageable repayment plan spanning three to five years to address a portion of their debts. Chapter 13 is suitable for those with a steady income who want to retain their assets and catch up on missed payments, such as mortgages or car loans.
Deciding between the two depends on factors like income, debt type, and long-term financial goals, and consulting with an experienced bankruptcy attorney is essential to determine the optimal path based on individual circumstances.
With a deep-seated understanding of the legal intricacies and a keen sensitivity to the intricate challenges our clients face, we are dedicated to providing insightful guidance. By meticulously analyzing the unique aspects of each client's situation, we formulate tailored strategies that empower individuals to make well-informed decisions on their path toward financial recovery.
Attorney, Brian A. Hizer stands committed to navigating the complexities of personal bankruptcy law alongside you, offering unwavering support and informed guidance as you embark on the journey toward reclaiming your financial stability.
Brian Hizer grew up as a child of an Air Force family and as such he lived throughout the world and has experienced life with great patriotism and love of country.
He was taught to respect others and to carry himself with pride. He has been a resident of Ohio for the better part of 40 years.
He is accomplished as an attorney and prides himself for his ability to relate with his clients on a personal basis. He believes that the clients are the most important element of his business and does his utmost to insure they have a high regard for his firm's handling of their cases
ATTORNEY, BRIAN A. HIZER - BIOGRAPHY › › ›
Over the 20 plus years, Attorney Brian A. Hizer has had the privilege to be trusted with the awesome responsibility to represent and protect the legal rights and interests of his legal clients.
He has always believed in in the concept that while representing each client, every legal resource available under the law should be utilized while striving to always provide the highest standard of legal services.
Mr. Hizer is knowledgeable, experienced, and always looks at each case as being inherently unique, and should be approached according to ALL circumstances, evidence, and legal precedent that may apply to an individual clients legal needs and goals.
CONTACT ATTORNEY, BRIAN A. HIZERS's OFFICE, TODAY › › ›
Brian Hizer grew up as a child of an Air Force family and as such he lived throughout the world and has experienced life with great patriotism and love of country.
He was taught to respect others and to carry himself with pride. He has been a resident of Ohio for the better part of 40 years.
He is accomplished as an attorney and prides himself for his ability to relate with his clients on a personal basis. He believes that the clients are the most important element of his business and does his utmost to insure they have a high regard for his firm's handling of their cases
ATTORNEY, BRIAN A. HIZER - BIOGRAPHY › › ›
Over the 20 plus years, Attorney Brian A. Hizer has had the privilege to be trusted with the awesome responsibility to represent and protect the legal rights and interests of his legal clients.
He has always believed in in the concept that while representing each client, every legal resource available under the law should be utilized while striving to always provide the highest standard of legal services.
Mr. Hizer is knowledgeable, experienced, and always looks at each case as being inherently unique, and should be approached according to ALL circumstances, evidence, and legal precedent that may apply to an individual clients legal needs and goals.
CONTACT ATTORNEY, BRIAN A. HIZERS's OFFICE, TODAY › › ›
OFFICE LOCATION:
6800 W. Central Ave, Ste. C1, Toledo, Ohio 43617
Phone: 419.841.3600
Fax: 419.842.9966
Home • Brian A. Hizer • Contact Us
Family Law • Divorce • Bankruptcy • Personal Injury • Real Estate Transactions
Website Design: Tiger Prey Media
OFFICE LOCATION:
6800 W. Central Ave, Ste. C1, Toledo, Ohio 43617
Phone: 419.841.3600
Fax: 419.842.9966
Home • Brian A. Hizer • Contact Us
Family Law • Divorce • Bankruptcy • Personal Injury • Real Estate Transactions
Website Design: Tiger Prey Media